How's Your Recovery?
See where you stand compared to thousands of others navigating the same life event. Real data from federal research covering 50,000+ households.
Recovery Score™
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Recovery Benchmarks
8 datasetsAverage Divorce Cost by Method
Mediation saves 40-60% vs litigation. See how your costs compare.
Explore dataCredit Score Recovery Timeline
Average 50-100 point drop during divorce. Most recover within 18 months.
Explore dataFinancial Confidence Recovery
Women see 41% income drop, men 23%. Confidence rebuilds with planning.
Explore dataEmergency Fund Rebuild Rate
How fast people rebuild savings after depleting them. Side income cuts time 40%.
Explore dataCOBRA vs Marketplace Costs
Marketplace saves 60-80% with subsidies. See real cost comparisons.
Explore dataSide Hustle Earnings After Layoff
Skills-based hustles earn 2-3x more than gig platforms. See the data.
Explore dataFirst-Year Baby Costs
Childcare is 58% of first-year costs. Breastfeeding saves $1,200+.
Explore dataRetirement Savings After Pivot
Career changers lose 2-4 years of retirement growth. Catch-up strategies work.
Explore dataReady to Build Your Recovery Path?
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Launch Recovery PathOur Data Methodology
Pivot Hub benchmarks are derived from federal research databases, peer-reviewed studies, and anonymized aggregate data. We do not collect personal financial information — all Recovery Score calculations happen in your browser.
Data is reviewed quarterly and updated when new research becomes available. Our editorial team cross-references multiple sources to ensure accuracy. See individual benchmark pages for specific source citations.