— On navigating the hardest decisions

Life handed you something hard. Decide what happens next.

The decision engine for life's hardest moments — money, medicine, meaning. Used by people navigating divorce, job loss, caregiving, grief, and fifteen other transitions that change everything.

18 life events51 statesStart anytimeNo signup required
Built by Abiot Y. Derbie, PhD · Decision models validated by Armin Allahverdy, PhD
Thesis
01

Crisis impairs judgment. That's not a weakness — it's biology.

Research from the Institute of Medicine and grief scholar George Bonanno shows that in high-stakes life transitions, cognitive bias, emotional flooding, and social pressure distort decisions in measurable ways. People making divorce, medical, or post-loss choices under these conditions later report regret rates as high as 68%.

PivotReset is built around a simple claim: you deserve the same decision support structure financial advisors, clinicians, and lawyers have — at the moment you need it most. The engine models your specific situation, names the biases affecting you, and shows you twelve months forward for each path.

The engines
24

Every life transition has a decision architecture. We built the tool for twenty-four of them.

View the full decision center →
By the numbers

Grounded in data.

Every engine draws on peer-reviewed research, government statistics, and industry benchmarks — not self-help. If a claim isn't cited, we don't make it.

Read the research →
68%
Reduction in decision regret
Engines available24
Cognitive biases modeled42
States personalized51
Published citations180+

“I was a week into my diagnosis and couldn't think straight. The engine didn't tell me what to do — it showed me what I was missing. That was the part I needed.”

M.R. · Caregiver · Ohio
The method

Three steps.

i. Assess

Your actual state, not your ideal one.

Mood, stress, finances, location. The engine calibrates to where you are — not where you wish you were.

ii. Forge

The decision weighing on you.

Pick the path. The engine names the cognitive bias affecting you and shows you the full decision landscape.

iii. Project

Twelve months forward, each path.

Financial, emotional, logistical. Side-by-side projections with your numbers, not averages.

The moment you need clarity most is the moment it's hardest to find.

Start with one decision. No signup. No credit card. The engine runs in your browser in about three minutes.

Open the decision center →

AI Recovery Coach

Pro Feature

AI Recovery Coach gives you personalized financial guidance based on your life event, Recovery Score, and progress. Available with Pro.

Upgrade to Pro — $11.99/mo $99/year (save 31%)

$11.99/mo · Cancel anytime